CERTIFICATE OF DEPOSIT RATES
|
TERM
|
MINIMUM BALANCE
|
ANNUAL PERCENTAGE YIELD (APY)
|
INTEREST RATE
|
|
91 Days
|
$1,000
|
2.00%
|
1.98032%
|
|
5 Month
|
$1,000
|
2.25%
|
2.22513%
|
|
5 Month
|
$5,000
|
2.25%
|
2.22513%
|
|
5 Month |
$10,000
|
2.25%
|
2.22513%
|
|
182 days
|
$1,000
|
2.75%
|
2.71297%
|
|
7 Month
|
$1,000
|
2.75%
|
2.71297%
|
|
9 Month
|
$1,000
|
2.85%
|
2.81025%
|
|
10 Month
|
$1,000
|
2.85%
|
2.81025%
|
|
12 Month
|
$1,000
|
3.00%
|
2.95600%
|
|
15 Month
|
$1,000
|
3.30%
|
3.24686%
|
|
17 Month
|
$1,000
|
3.00%
|
2.95600%
|
|
18 Month
|
$1,000
|
3.15%
|
3.10154%
|
|
24 Month
|
$1,000
|
3.25%
|
3.19844%
|
|
30 Month
|
$1,000
|
3.25%
|
3.19844%
|
|
36 Month
|
$1,000
|
3.60%
|
3.53689%
|
|
36 Month Variable
|
$1,000
|
2.625%
|
2.59123%
|
|
48 Month
|
$1,000
|
3.50%
|
3.44030%
|
|
60 Month
|
$1,000
|
3.50%
|
3.44030%
|
|
72 Month
|
$1,000
|
3.50%
|
3.44030%
|
|
84 Month
|
$1,000
|
3.50%
|
3.44030%
|
|
A penalty will be imposed for early withdrawal.
Certificate of Deposit rates effective as of
5/11/2008.
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IRA CERTIFICATE OF DEPOSIT RATES
|
TERM
|
MINIMUM BALANCE
|
ANNUAL PERCENTAGE YIELD (APY)
|
INTEREST RATE
|
|
182 day IRA |
$1,000
|
2.75%
|
2.71297%
|
|
12 Month IRA
|
$1,000
|
3.00%
|
2.95600%
|
|
15 Month IRA
|
$1,000
|
3.30%
|
3.24686%
|
|
17 Month IRA
|
$1,000
|
3.00%
|
2.95600%
|
|
18 Month IRA
|
$1,000
|
3.15%
|
3.10154%
|
|
18 Month IRA
|
$10,000
|
3.15%
|
3.10154%
|
|
18 Month IRA
|
$25,000
|
3.15%
|
3.10154%
|
|
18 Month IRA
|
$40,000
|
3.20%
|
3.15000%
|
|
24 Month IRA
|
$1,000
|
3.25%
|
3.19844%
|
|
30 Month IRA
|
$1,000
|
3.25%
|
3.19844%
|
|
36 Month IRA
|
$1,000
|
3.60%
|
3.53689%
|
|
48 Month IRA
|
$1,000
|
3.50%
|
3.44030%
|
|
60 Month IRA
|
$1,000
|
3.50%
|
3.44030%
|
|
72 Month IRA
|
$1,000
|
3.50%
|
3.44030%
|
|
84 Month IRA
|
$1,000
|
3.50%
|
3.44030%
|
|
A penalty will be imposed for early withdrawal.
IRA Certificate of Deposit rates effective as of
5/11/2008.
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Savings Accounts
|
|
MINIMUM BALANCE
|
ANNUAL PERCENTAGE YIELD
|
INTEREST RATE
|
|
Statement Savings
|
$200.00
|
0.50%
|
0.49876%
|
|
Passbook Savings
|
$1.00
|
0.50%
|
0.49876%
|
|
Savings rates effective as of
5/11/2008.
Interest accrues on balance of $100.00 or more.
Regular fees or other conditions could reduce the yield.
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Money Market Accounts
|
|
MINIMUM BALANCE
|
ANNAUL PERCENTAGE YIELD (APY)
|
INTEREST RATE
|
|
Insured Market Fund
|
$1,000
|
0.75%
|
0.747%
|
|
Premier Money Market
|
$25,000
|
1.50%
|
1.48979%
|
|
Premier Money Market
|
$50,000
|
1.75%
|
1.73612%
|
|
Premier Money Market
|
$100,000
|
2.00%
|
1.98190%
|
|
Premier Money Market
|
$250,000
|
2.00%
|
1.98190%
|
|
Premier Money Market
|
$300,000
|
2.00%
|
1.98190%
|
|
Money Market rates effective as of
5/11/2008.
Regular fees or other conditions could reduce the yield.
Premier Money Market account includes check writing privileges not to exceed three (3) per statement cycle.
Balances greater than $500,001 will earn 2.00% APY and balances below $25,000 will earn 0.75% APY.
Other restrictions may apply.
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Checking Accounts
|
|
MINIMUM BALANCE
|
ANNUAL PERCENTAGE YIELD (APY)
|
INTEREST RATE
|
|
Affordable Checking
|
$99.00
|
0.00%
|
0.00%
|
|
Customer First Checking
|
$99.00
|
0.50%
|
0.49886%
|
|
Customer First Checking
|
$5,000
|
1.00%
|
0.99545%
|
|
Customer First Checking
|
$15,000
|
1.50%
|
1.48979%
|
|
Customer First Checking
|
$25,000
|
1.75%
|
1.73612%
|
|
Customer First Checking
|
$50,000
|
2.25%
|
2.22713%
|
|
Checking rates effective as of
5/11/2008
Regular fees or other conditions could reduce the yield.
Balances greater than $1,000,000 will earn 0.50% APY and balances below $99.00 will earn 0% APY.
Other restrictions may apply.
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