CERTIFICATE OF DEPOSIT RATES
|
TERM
|
MINIMUM BALANCE
|
ANNUAL PERCENTAGE YIELD (APY)
|
INTEREST RATE
|
|
91 Days
|
$1,000
|
1.30%
|
1.292%
|
|
5 Month
|
$1,000
|
1.65%
|
1.637%
|
|
182 days
|
$1,000
|
1.65%
|
1.637%
|
|
7 Month
|
$1,000
|
1.65%
|
1.637%
|
|
9 Month
|
$1,000
|
1.70%
|
1.686%
|
|
9 Month
|
$10,000
|
1.75%
|
1.735%
|
|
9 Month |
$25,000
|
1.75%
|
1.735%
|
|
9 Month |
$40,000
|
1.80%
|
1.785%
|
|
10 Month
|
$1,000
|
1.90%
|
1.883%
|
|
12 Month
|
$1,000
|
2.10%
|
2.079%
|
|
15 Month
|
$1,000
|
2.15%
|
2.128%
|
|
17 Month
|
$1,000
|
2.20%
|
2.177%
|
|
18 Month
|
$1,000
|
2.20%
|
2.177%
|
|
18 Month
|
$10,000
|
2.25%
|
2.225%
|
|
18 Month
|
$25,000
|
2.25%
|
2.225%
|
|
18 Month
|
$40,000
|
2.25%
|
2.225%
|
|
19 Month
|
$1,000
|
2.25%
|
2.225%
|
|
24 Month
|
$1,000
|
2.40%
|
2.372%
|
|
30 Month
|
$1,000
|
2.50%
|
2.470%
|
|
36 Month
|
$1,000
|
2.60%
|
2.567%
|
|
48 Month
|
$1,000
|
2.75%
|
2.713%
|
|
60 Month
|
$1,000
|
2.80%
|
2.762%
|
|
72 Month
|
$1,000
|
2.90%
|
2.859%
|
|
84 Month
|
$1,000
|
3.00%
|
2.956%
|
|
A penalty will be imposed for early withdrawal.
Certificate of Deposit rates effective as of
7/3/2009.
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IRA CERTIFICATE OF DEPOSIT RATES
|
TERM
|
MINIMUM BALANCE
|
ANNUAL PERCENTAGE YIELD (APY)
|
INTEREST RATE
|
|
182 day IRA |
$1,000
|
1.65%
|
1.637%
|
|
12 Month IRA
|
$1,000
|
2.10%
|
2.079%
|
|
15 Month IRA
|
$1,000
|
2.15%
|
2.128%
|
|
17 Month IRA
|
$1,000
|
2.20%
|
2.177%
|
|
18 Month IRA
|
$1,000
|
2.20%
|
2.177%
|
|
18 Month IRA
|
$10,000
|
2.25%
|
2.225%
|
|
18 Month IRA
|
$25,000
|
2.25%
|
2.225%
|
|
18 Month IRA
|
$40,000
|
2.25%
|
2.225%
|
|
24 Month IRA
|
$1,000
|
2.40%
|
2.372%
|
|
30 Month IRA
|
$1,000
|
2.50%
|
2.470%
|
|
36 Month IRA
|
$1,000
|
2.60%
|
2.567%
|
|
48 Month IRA
|
$1,000
|
2.75%
|
2.713%
|
|
60 Month IRA
|
$1,000
|
2.80%
|
2.762%
|
|
72 Month IRA
|
$1,000
|
2.90%
|
2.859%
|
|
84 Month IRA
|
$1,000
|
3.00%
|
2.956%
|
|
A penalty will be imposed for early withdrawal.
IRA Certificate of Deposit rates effective as of
7/3/2009.
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Savings Accounts
|
|
MINIMUM BALANCE
|
ANNUAL PERCENTAGE YIELD
|
INTEREST RATE
|
|
Statement Savings
|
$200.00
|
0.50%
|
0.49876%
|
|
Passbook Savings
|
$1.00
|
0.50%
|
0.49876%
|
|
Savings rates effective as of
7/3/2009.
Rates are subject to change without notice.
Interest accrues on balance of $100.00 or more.
Regular fees or other conditions could reduce the yield.
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Money Market Accounts
|
|
MINIMUM BALANCE
|
ANNAUL PERCENTAGE YIELD (APY)
|
INTEREST RATE
|
|
Insured Market Fund
|
$1,000
|
0.50%
|
0.500%
|
|
Premier Money Market
|
$25,000
|
0.75%
|
0.747%
|
|
Premier Money Market
|
$50,000
|
0.75%
|
0.747%
|
|
Premier Money Market
|
$100,000
|
1.00%
|
0.995%
|
|
Premier Money Market
|
$250,000
|
1.25%
|
1.243%
|
|
Premier Money Market
|
$300,000
|
1.50%
|
1.490%
|
|
Money Market rates effective as of
7/3/2009.
Rates are subject to change without notice.
Regular fees or other conditions could reduce the yield.
Premier Money Market account includes check writing privileges not to exceed three (3) per statement cycle.
Balances greater than $500,001 will earn 1.50% APY and balances below $25,000 will earn 0.25% APY.
Other restrictions may apply.
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Checking Accounts
|
|
MINIMUM BALANCE
|
ANNUAL PERCENTAGE YIELD (APY)
|
INTEREST RATE
|
|
Affordable Checking
|
$99.00
|
0.00%
|
0.00%
|
|
Customer First Checking
|
$99.00
|
0.10%
|
0.09995%
|
|
Customer First Checking
|
$5,000
|
0.25%
|
0.24971%
|
|
Customer First Checking
|
$15,000
|
0.25%
|
0.24971%
|
|
Customer First Checking
|
$25,000
|
0.50%
|
0.49886%
|
|
Customer First Checking
|
$50,000
|
0.75%
|
0.747%
|
|
Checking rates effective as of
7/3/2009
Rates are subject to change without notice.
Regular fees or other conditions could reduce the yield.
Balances greater than $1,000,000 will earn 1.00% APY and balances below $99.00 will earn 0% APY.
Other restrictions may apply.
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|
