Home Equity Loans - Owner Occupied 1-2 Family
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Loan amounts $10,000 and up to $250,000
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TERM
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ANNUAL PERCENTAGE RATE
*
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MONTHLY PAYMENT PER $1,000.00
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5 years
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4.375%
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$18.59
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10 years
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4.75%
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$10.48
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15 years
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4.99%
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$7.90
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20 years
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CALL
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CALL
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For Second Homes, please
Email
Rates and Terms may change without notice.
- No Application Fees
- The ability to borrow up to 80% of the value
of your home
- Early retirement fee and satisfaction fee may apply
- Hazard insurance required, and flood insurance may be required
- Title insurance may be required
- Loans are subject to credit approval
- Advertised rates apply to Tier 1 credit.
- Document preparation fee $175.
- Email for complete details
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Home Equity Line of Credit - Owner Occupied 1-2 Family
Alliance Bank Home Equity Line of Credit is a credit line with monthly principal and interest
payments collected over a 15-year period. The interest rate may be as low as Wall Street Journal (WSJ) Prime
* with a floor (minimum) rate of 4.50%. The annual percentage rate (APR)
may increase or decrease over the life of the loan. The maximum APR that may be
charged is 18.00%.
As of December 17, 2008, the WSJ Prime Rate is 3.25%.
Rates and Terms may change without notice.
- No Application Fees
- The ability to borrow up to 80% of the value
of your home
- Early retirement fee and satisfaction fee may apply
- Hazard insurance required, and flood insurance may be required
- Title insurance may be required
- Lines subject to credit approval
- Advertised rates apply to Tier 1 credit.
- Document Preparation fee $175
- Email for complete details
For Second Homes please
Email
Rates and Terms may change without notice.
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Residential Owner-Occupied Mortgage Rates
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Loan Amounts up to $417,000.00. 1-2 Family. |
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TERM
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INTEREST RATE |
ANNUAL PERCENTAGE RATE |
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30 year amortization / 15 year fixed balloon / 0 points
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3.99%
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3.99%
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30 year fixed / 0 points
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4.625%
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4.625%
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20 year fixed / 0 points |
4.375%
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4.375%
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15 year fixed / 0 points
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3.50%
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3.50%
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-->
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10 year fixed / 0 points |
3.50%
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3.50%
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Loan Amounts over $417,000.00. 1-2 Family.
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TERM
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INTEREST RATE |
ANNUAL PERCENTAGE RATE |
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30 year amortization / 15 year fixed balloon / 0 points
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4.375%
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4.375%
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30 year fixed / 0 points
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4.99%
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4.99%
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20 year fixed / 0 points
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4.75%
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4.75%
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15 year fixed / 0 points
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3.99%
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3.99%
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- Maximum 90% Loan-to-Value applies to purchases only. The maximum Loan-to-Value for refinancing is 80%.
- PMI (Private Mortgage Insurance) is required on Loan-to-Value ratios greater than 80%
- Hazard insurance required, and flood insurance may be required
- Title insurance is required
- Loans are subject to credit approval
- Advertised rates apply to Tier 1 credit
- Document preparation fee $450.
- Credit report and appraisal fee will apply
- Email for complete details
* For example, for our 30 year, 0 point mortgage the monthly payment per $1,000.00 would be $5.14.
Rates subject to change.
Updated
2/4/2012
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