At Alliance Bank we strive to build relationships that last. We know how important your personal privacy is to you, and our responsibility is to protect it. In an effort to do just this, we have adopted the following principles:

Recognition of Your Expectation of Privacy

We recognize that you expect privacy and security for your personal and financial information. We understand the need to safeguard sensitive information about you that you have entrusted to us. We maintain standards and procedures designed to prevent misuse of this information.

Our Collection, Retention, and Use of Information About You

We collect, retain, and use information about you only where we reasonably believe that it will help conduct our business or provide products, services and other opportunities to you. We collect and retain information about you only for specific business purposes - and we will tell you why we are collecting and retaining it upon your request. We use information to protect and administer your records, accounts and funds; to comply with certain laws and regulations; to help us develop new products and services or improve our existing ones; to provide you with quality products and superior service.

Our Maintenance of Accurate Information

We have procedures to help assure that your financial information is accurate, current and complete. We also have procedures to respond to your requests to correct inaccurate information in a timely manner. While some of these procedures are required by federal or state law, we have implemented additional procedures to maintain accurate, current and complete financial information, including processes to update information and remove old information.

Limiting Employee Access to Information

We have procedures and security levels that limit employee access to personally identifiable information based on their job function. We educate our employees about the importance of confidentiality and customer privacy through standard operational procedures and our policies on ethics. We take appropriate disciplinary measures to enforce employee privacy responsibilities.

Security Procedures to Protect Information

We maintain security standards and procedures to prevent unauthorized access to confidential information about you. We update and test our technology to improve the protection of our information about you and to assure the integrity of our information.

Restrictions on Disclosing Information to Parties Outside the Financial Institution.

We do not reveal specific information about your accounts or other personally identifiable data to parties outside our organization for their independent use unless: (1) you request or authorize it; (2) the information is provided to help complete a transaction initiated by you; (3) the information provided will assist in offering you our additional services and products that may be of interest to you; (4) the information is provided to a reputable credit bureau or similar information reporting agency; or (5) the disclosure otherwise is lawfully permitted or required.

Maintaining Your Privacy in Business Relationships with Outside Third Parties